A Backdoor Roth IRA Lets You Still Invest in a Roth IRA Even if You Make Over the Income Limits. Here’s a Step-by-Step Guide to Getting Started

We want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may result in us earning a referral commission. For more information, see How We Make Money.If you are a high income earner, you may think you’re not eligible to invest your money into a Roth IRA because of the income limits set by the IRS, but there’s still a way to do it. You just have to sneak in the back door.If you’re wondering what that means, here’s what it is.